The FHA retains a roster of approved appraisers for each state - Cesare's Appraisal Service is on the roster of approved appraisers for California.
If you have an FHA-secured loan, be sure to contact Cesare's Appraisal Service, as we are approved and certified to produce FHA reports.
Part of the ongoing training our staff at Cesare's Appraisal Service undergoes deals strictly with comprehending the FHA's documentation and their rules and procedures.
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If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. |
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If your home loan is FHA insured, that means that the loan has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD).
The lending organization provides all the funds being borrowed - the FHA simply insures the transaction through mortgage insurance in case the borrower does not pay off his or her loan.
Low-income and moderate-income consumers benefit the most from FHA-backed loan programs. The purpose of the Federal Housing Administration is to assist credit-worthy potential buyers get approved for mortgages that they otherwise would not.
Remember, the FHA deviates from the VA appraiser panel in that the lending agency can choose the appraisal company.
Down payments are often lower with an FHA loan despite using conventional market rates.
FHA loan programs are incredibly useful to those buyers with less accessible starting capital.